Call reports 2017
COUNTY SAVINGS BANK — 2017
What COUNTY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,563,000 | 82,778,000 | 84,147,000 | 82,111,000 |
| Total loans | 39,473,000 | 38,882,000 | 39,027,000 | 39,134,000 |
| Allowance for loan losses | 291,000 | 297,000 | 303,000 | 309,000 |
| Securities available for sale | 995,000 | 996,000 | 996,000 | 585,000 |
| Securities held to maturity | 6,103,000 | 6,963,000 | 7,167,000 | 7,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,794,000 | 76,974,000 | 78,187,000 | 76,241,000 |
| Interest-bearing deposits | 65,283,000 | 66,024,000 | 66,431,000 | 65,952,000 |
| Noninterest-bearing deposits | 10,511,000 | 10,950,000 | 11,756,000 | 10,289,000 |
| Equity capital | 5,146,000 | 5,196,000 | 5,252,000 | 5,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,250,000 | 1,908,000 | 2,575,000 |
| Interest expense | 55,000 | 112,000 | 168,000 | 226,000 |
| Net interest income | 559,000 | 1,138,000 | 1,740,000 | 2,349,000 |
| Noninterest income | 47,000 | 102,000 | 149,000 | 205,000 |
| Noninterest expense | 566,000 | 1,120,000 | 1,679,000 | 2,212,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 34,000 | 108,000 | 192,000 | 296,000 |
| Income tax | 10,000 | 32,000 | 58,000 | 154,000 |
| Net income | 24,000 | 76,000 | 134,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,160,000 | 5,212,000 | 5,270,000 | 5,278,000 |
| Total capital | 5,451,000 | 5,509,000 | 5,573,000 | 5,587,000 |
| Risk-weighted assets | 27,651,000 | 27,547,000 | 27,893,000 | 27,624,000 |