Call reports 2016
COUNTY SAVINGS BANK — 2016
What COUNTY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,066,000 | 73,947,000 | 73,161,000 | 80,341,000 |
| Total loans | 37,122,000 | 38,271,000 | 38,837,000 | 39,312,000 |
| Allowance for loan losses | 395,000 | 397,000 | 407,000 | 285,000 |
| Securities available for sale | 1,589,000 | 1,915,000 | 2,389,000 | 992,000 |
| Securities held to maturity | 3,877,000 | 3,901,000 | 2,186,000 | 4,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,552,000 | 68,376,000 | 67,504,000 | 74,615,000 |
| Interest-bearing deposits | 56,916,000 | 58,361,000 | 59,308,000 | 65,317,000 |
| Noninterest-bearing deposits | 8,636,000 | 10,015,000 | 8,196,000 | 9,298,000 |
| Equity capital | 4,932,000 | 4,966,000 | 5,003,000 | 5,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,160,000 | 1,773,000 | 2,371,000 |
| Interest expense | 55,000 | 111,000 | 167,000 | 224,000 |
| Net interest income | 524,000 | 1,049,000 | 1,606,000 | 2,147,000 |
| Noninterest income | 50,000 | 113,000 | 169,000 | 225,000 |
| Noninterest expense | 532,000 | 1,065,000 | 1,614,000 | 2,150,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | -104,000 |
| Pretax income | 36,000 | 85,000 | 143,000 | 326,000 |
| Income tax | 11,000 | 26,000 | 43,000 | 104,000 |
| Net income | 25,000 | 59,000 | 100,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,939,000 | 4,974,000 | 5,013,000 | 5,136,000 |
| Total capital | 5,251,000 | 5,294,000 | 5,340,000 | 5,421,000 |
| Risk-weighted assets | 24,901,000 | 25,587,000 | 26,071,000 | 26,983,000 |