Call reports 2015
COUNTY SAVINGS BANK — 2015
What COUNTY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,679,000 | 63,292,000 | 62,906,000 | 64,047,000 |
| Total loans | 36,566,000 | 36,779,000 | 37,028,000 | 36,802,000 |
| Allowance for loan losses | 380,000 | 386,000 | 392,000 | 389,000 |
| Securities available for sale | 1,374,000 | 1,162,000 | 990,000 | 1,162,000 |
| Securities held to maturity | 5,126,000 | 5,783,000 | 5,568,000 | 5,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,317,000 | 57,869,000 | 57,392,000 | 58,576,000 |
| Interest-bearing deposits | 51,433,000 | 51,036,000 | 51,280,000 | 51,967,000 |
| Noninterest-bearing deposits | 7,884,000 | 6,833,000 | 6,112,000 | 6,609,000 |
| Equity capital | 4,762,000 | 4,800,000 | 4,836,000 | 4,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,129,000 | 1,697,000 | 2,264,000 |
| Interest expense | 53,000 | 109,000 | 165,000 | 221,000 |
| Net interest income | 516,000 | 1,020,000 | 1,532,000 | 2,043,000 |
| Noninterest income | 51,000 | 99,000 | 149,000 | 204,000 |
| Noninterest expense | 507,000 | 994,000 | 1,492,000 | 1,967,000 |
| Provision for loan losses | 6,000 | 8,000 | 14,000 | 20,000 |
| Pretax income | 54,000 | 117,000 | 175,000 | 260,000 |
| Income tax | 20,000 | 43,000 | 64,000 | 74,000 |
| Net income | 34,000 | 74,000 | 111,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,763,000 | 4,800,000 | 4,839,000 | 4,914,000 |
| Total capital | 5,070,000 | 5,104,000 | 5,145,000 | 5,227,000 |
| Risk-weighted assets | 24,480,000 | 24,258,000 | 24,426,000 | 24,951,000 |