Call reports 2014
COUNTY SAVINGS BANK — 2014
What COUNTY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,877,000 | 65,524,000 | 62,639,000 | 61,932,000 |
| Total loans | 37,519,000 | 38,149,000 | 37,804,000 | 37,224,000 |
| Allowance for loan losses | 390,000 | 396,000 | 368,000 | 374,000 |
| Securities available for sale | 1,045,000 | 1,531,000 | 1,515,000 | 1,145,000 |
| Securities held to maturity | 6,631,000 | 6,150,000 | 5,918,000 | 5,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,642,000 | 60,223,000 | 57,234,000 | 56,555,000 |
| Interest-bearing deposits | 53,185,000 | 52,970,000 | 51,363,000 | 51,235,000 |
| Noninterest-bearing deposits | 6,457,000 | 7,253,000 | 5,871,000 | 5,320,000 |
| Equity capital | 4,587,000 | 4,634,000 | 4,681,000 | 4,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,168,000 | 1,756,000 | 2,328,000 |
| Interest expense | 62,000 | 122,000 | 182,000 | 239,000 |
| Net interest income | 520,000 | 1,046,000 | 1,574,000 | 2,089,000 |
| Noninterest income | 60,000 | 113,000 | 163,000 | 221,000 |
| Noninterest expense | 510,000 | 1,009,000 | 1,506,000 | 2,008,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 64,000 | 138,000 | 213,000 | 278,000 |
| Income tax | 24,000 | 51,000 | 79,000 | 97,000 |
| Net income | 40,000 | 87,000 | 134,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,587,000 | 4,634,000 | 4,681,000 | 4,728,000 |
| Total capital | 4,888,000 | 4,941,000 | 4,982,000 | 5,026,000 |
| Risk-weighted assets | 24,016,000 | 24,446,000 | 24,011,000 | 23,748,000 |