Call reports 2013
COUNTY SAVINGS BANK — 2013
What COUNTY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,156,000 | 65,097,000 | 63,595,000 | 64,378,000 |
| Total loans | 36,431,000 | 36,777,000 | 36,155,000 | 36,211,000 |
| Allowance for loan losses | 516,000 | 500,000 | 396,000 | 402,000 |
| Securities available for sale | 588,000 | 542,000 | 578,000 | 609,000 |
| Securities held to maturity | 4,677,000 | 5,950,000 | 6,899,000 | 6,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,122,000 | 59,941,000 | 58,346,000 | 59,207,000 |
| Interest-bearing deposits | 52,991,000 | 53,650,000 | 52,707,000 | 53,169,000 |
| Noninterest-bearing deposits | 6,131,000 | 6,291,000 | 5,639,000 | 6,038,000 |
| Equity capital | 4,424,000 | 4,463,000 | 4,496,000 | 4,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,162,000 | 1,743,000 | 2,322,000 |
| Interest expense | 75,000 | 146,000 | 213,000 | 278,000 |
| Net interest income | 498,000 | 1,016,000 | 1,530,000 | 2,044,000 |
| Noninterest income | 71,000 | 116,000 | 185,000 | 259,000 |
| Noninterest expense | 490,000 | 1,002,000 | 1,524,000 | 2,046,000 |
| Provision for loan losses | 6,000 | -10,000 | -4,000 | 2,000 |
| Pretax income | 73,000 | 140,000 | 195,000 | 255,000 |
| Income tax | 30,000 | 58,000 | 80,000 | 89,000 |
| Net income | 43,000 | 82,000 | 115,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,424,000 | 4,463,000 | 4,496,000 | 4,547,000 |
| Total capital | 4,721,000 | 4,766,000 | 4,792,000 | 4,839,000 |
| Risk-weighted assets | 23,542,000 | 24,036,000 | 23,606,000 | 23,227,000 |