Call reports 2012
COUNTY SAVINGS BANK — 2012
What COUNTY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,905,000 | 62,616,000 | 60,445,000 | 63,993,000 |
| Total loans | 37,309,000 | 37,453,000 | 36,743,000 | 36,463,000 |
| Allowance for loan losses | 447,000 | 463,000 | 557,000 | 512,000 |
| Securities available for sale | 2,441,000 | 1,936,000 | 1,074,000 | 1,293,000 |
| Securities held to maturity | 3,391,000 | 4,008,000 | 3,156,000 | 3,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,947,000 | 57,635,000 | 55,399,000 | 59,019,000 |
| Interest-bearing deposits | 51,675,000 | 51,383,000 | 49,995,000 | 53,076,000 |
| Noninterest-bearing deposits | 5,272,000 | 6,252,000 | 5,404,000 | 5,943,000 |
| Equity capital | 4,361,000 | 4,338,000 | 4,346,000 | 4,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,214,000 | 1,796,000 | 2,369,000 |
| Interest expense | 102,000 | 201,000 | 293,000 | 377,000 |
| Net interest income | 510,000 | 1,013,000 | 1,503,000 | 1,992,000 |
| Noninterest income | 57,000 | 109,000 | 156,000 | 227,000 |
| Noninterest expense | 500,000 | 1,003,000 | 1,511,000 | 2,024,000 |
| Provision for loan losses | 15,000 | 107,000 | 122,000 | 130,000 |
| Pretax income | 52,000 | 12,000 | 26,000 | 65,000 |
| Income tax | 21,000 | 4,000 | 10,000 | 14,000 |
| Net income | 31,000 | 8,000 | 16,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,361,000 | 4,338,000 | 4,346,000 | 4,381,000 |
| Total capital | 4,653,000 | 4,633,000 | 4,633,000 | 4,679,000 |
| Risk-weighted assets | 23,174,000 | 23,328,000 | 22,674,000 | 23,600,000 |