Call reports 2013
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2013
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 131,955,000 | 128,636,000 | 147,426,000 |
| Total loans | 69,715,000 | 80,017,000 | 77,372,000 |
| Allowance for loan losses | 609,000 | 764,000 | 787,000 |
| Securities available for sale | 2,367,000 | 2,195,000 | 2,087,000 |
| Securities held to maturity | 2,107,000 | 2,098,000 | 2,090,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 87,656,000 | 84,530,000 | 103,404,000 |
| Interest-bearing deposits | 32,839,000 | 33,289,000 | 49,777,000 |
| Noninterest-bearing deposits | 54,817,000 | 51,241,000 | 53,627,000 |
| Equity capital | 43,035,000 | 42,902,000 | 42,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,974,000 | 3,372,000 | 4,715,000 |
| Interest expense | 27,000 | 56,000 | 103,000 |
| Net interest income | 1,947,000 | 3,316,000 | 4,612,000 |
| Noninterest income | 162,000 | 314,000 | 503,000 |
| Noninterest expense | 1,786,000 | 3,242,000 | 4,813,000 |
| Provision for loan losses | 215,000 | 369,000 | 416,000 |
| Pretax income | 108,000 | 19,000 | -114,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 108,000 | 19,000 | -114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 27,943,000 | 27,914,000 | 27,826,000 |
| Total capital | 28,567,000 | 28,693,000 | 28,628,000 |
| Risk-weighted assets | 83,824,000 | 91,739,000 | 93,372,000 |