Call reports 2012
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2012
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,317,000 | 134,872,000 | 137,183,000 | 135,156,000 |
| Total loans | 45,356,000 | 49,341,000 | 54,328,000 | 53,213,000 |
| Allowance for loan losses | 130,000 | 207,000 | 372,000 | 417,000 |
| Securities available for sale | 4,596,000 | 4,609,000 | 2,543,000 | 2,458,000 |
| Securities held to maturity | 3,265,000 | 3,254,000 | 2,326,000 | 2,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,004,000 | 92,334,000 | 92,805,000 | 91,310,000 |
| Interest-bearing deposits | 35,484,000 | 34,346,000 | 34,152,000 | 33,246,000 |
| Noninterest-bearing deposits | 58,520,000 | 57,988,000 | 58,653,000 | 58,064,000 |
| Equity capital | 33,432,000 | 41,263,000 | 43,043,000 | 42,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,886,000 | 4,357,000 | 5,685,000 |
| Interest expense | 39,000 | 103,000 | 118,000 | 128,000 |
| Net interest income | 1,433,000 | 2,783,000 | 4,239,000 | 5,557,000 |
| Noninterest income | 193,000 | 382,000 | 568,000 | 747,000 |
| Noninterest expense | 1,510,000 | 3,144,000 | 4,837,000 | 6,397,000 |
| Provision for loan losses | 125,000 | 209,000 | 376,000 | 435,000 |
| Pretax income | -9,000 | -188,000 | -406,000 | -528,000 |
| Income tax | 11,000 | 0 | 0 | 0 |
| Net income | -20,000 | -188,000 | -406,000 | -528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,936,000 | 25,790,000 | 27,586,000 | 27,777,000 |
| Total capital | 17,081,000 | 26,012,000 | 27,973,000 | 28,209,000 |
| Risk-weighted assets | 62,864,000 | 67,179,000 | 71,683,000 | 70,905,000 |