Call reports 2011
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2011
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,651,000 | 104,386,000 | 107,114,000 | 101,651,000 |
| Total loans | 60,837,000 | 59,059,000 | 55,832,000 | 52,179,000 |
| Allowance for loan losses | 1,374,000 | 1,300,000 | 1,283,000 | 1,228,000 |
| Securities available for sale | 10,005,000 | 12,070,000 | 12,049,000 | 9,027,000 |
| Securities held to maturity | 3,486,000 | 3,239,000 | 3,236,000 | 3,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,513,000 | 88,220,000 | 90,696,000 | 86,485,000 |
| Interest-bearing deposits | 34,030,000 | 33,261,000 | 32,500,000 | 33,448,000 |
| Noninterest-bearing deposits | 57,483,000 | 54,959,000 | 58,196,000 | 53,037,000 |
| Equity capital | 13,441,000 | 13,421,000 | 13,593,000 | 13,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,498,000 | 3,743,000 | 4,937,000 |
| Interest expense | 72,000 | 140,000 | 204,000 | 252,000 |
| Net interest income | 1,198,000 | 2,358,000 | 3,539,000 | 4,685,000 |
| Noninterest income | 232,000 | 437,000 | 649,000 | 843,000 |
| Noninterest expense | 1,194,000 | 2,315,000 | 3,419,000 | 5,224,000 |
| Provision for loan losses | 55,000 | 95,000 | 120,000 | 128,000 |
| Pretax income | 181,000 | 385,000 | 649,000 | 176,000 |
| Income tax | -610,000 | -546,000 | -462,000 | -541,000 |
| Net income | 791,000 | 931,000 | 1,111,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,251,000 | 13,148,000 | 13,328,000 | 12,935,000 |
| Total capital | 14,185,000 | 14,057,000 | 14,209,000 | 13,767,000 |
| Risk-weighted assets | 74,249,000 | 72,288,000 | 70,076,000 | 66,113,000 |