Call reports 2010
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2010
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,920,000 | 108,088,000 | 104,133,000 | 104,668,000 |
| Total loans | 69,665,000 | 68,835,000 | 68,399,000 | 64,571,000 |
| Allowance for loan losses | 1,356,000 | 1,288,000 | 1,383,000 | 1,412,000 |
| Securities available for sale | 8,131,000 | 8,646,000 | 8,618,000 | 9,026,000 |
| Securities held to maturity | 3,772,000 | 3,769,000 | 3,766,000 | 3,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,083,000 | 93,107,000 | 88,823,000 | 89,356,000 |
| Interest-bearing deposits | 38,190,000 | 36,619,000 | 34,319,000 | 34,116,000 |
| Noninterest-bearing deposits | 56,893,000 | 56,488,000 | 54,504,000 | 55,240,000 |
| Equity capital | 11,972,000 | 12,117,000 | 12,465,000 | 12,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 2,944,000 | 4,397,000 | 5,895,000 |
| Interest expense | 106,000 | 207,000 | 299,000 | 383,000 |
| Net interest income | 1,384,000 | 2,737,000 | 4,098,000 | 5,512,000 |
| Noninterest income | 229,000 | 454,000 | 708,000 | 943,000 |
| Noninterest expense | 1,050,000 | 2,239,000 | 3,341,000 | 4,695,000 |
| Provision for loan losses | 284,000 | 344,000 | 504,000 | 544,000 |
| Pretax income | 279,000 | 608,000 | 961,000 | 1,216,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 277,000 | 606,000 | 959,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,743,000 | 11,852,000 | 12,206,000 | 12,460,000 |
| Total capital | 12,779,000 | 12,878,000 | 13,216,000 | 13,433,000 |
| Risk-weighted assets | 82,579,000 | 81,769,000 | 80,393,000 | 77,361,000 |