Call reports 2009
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2009
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,179,000 | 106,339,000 | 106,825,000 | 110,497,000 |
| Total loans | 75,818,000 | 77,212,000 | 74,612,000 | 73,320,000 |
| Allowance for loan losses | 978,000 | 1,053,000 | 1,487,000 | 1,462,000 |
| Securities available for sale | 2,049,000 | 2,081,000 | 3,102,000 | 6,130,000 |
| Securities held to maturity | 4,610,000 | 4,605,000 | 3,887,000 | 3,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,408,000 | 91,400,000 | 92,273,000 | 95,552,000 |
| Interest-bearing deposits | 54,955,000 | 38,705,000 | 38,831,000 | 38,936,000 |
| Noninterest-bearing deposits | 37,453,000 | 52,695,000 | 53,442,000 | 56,616,000 |
| Equity capital | 11,542,000 | 11,747,000 | 11,510,000 | 11,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,247,000 | 4,846,000 | 6,508,000 |
| Interest expense | 164,000 | 304,000 | 446,000 | 578,000 |
| Net interest income | 1,425,000 | 2,943,000 | 4,400,000 | 5,930,000 |
| Noninterest income | 264,000 | 555,000 | 861,000 | 1,120,000 |
| Noninterest expense | 1,196,000 | 2,394,000 | 3,724,000 | 4,970,000 |
| Provision for loan losses | 110,000 | 185,000 | 676,000 | 714,000 |
| Pretax income | 383,000 | 919,000 | 861,000 | 1,366,000 |
| Income tax | 2,000 | 2,000 | 4,000 | 4,000 |
| Net income | 381,000 | 917,000 | 857,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,313,000 | 11,523,000 | 11,277,000 | 11,465,000 |
| Total capital | 12,311,000 | 12,596,000 | 12,359,000 | 12,549,000 |
| Risk-weighted assets | 87,819,000 | 89,390,000 | 86,129,000 | 86,353,000 |