Call reports 2006
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2006
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 103,042,000 | 112,885,000 | 105,778,000 | 111,119,000 |
| Total loans | 83,533,000 | 88,330,000 | 85,065,000 | 87,585,000 |
| Allowance for loan losses | 641,000 | 778,000 | 846,000 | 907,000 |
| Securities available for sale | 6,146,000 | 5,602,000 | 5,127,000 | 4,634,000 |
| Securities held to maturity | 931,000 | 1,929,000 | 2,293,000 | 3,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,523,000 | 96,173,000 | 88,070,000 | 94,199,000 |
| Interest-bearing deposits | 52,319,000 | 51,273,000 | 54,067,000 | 54,524,000 |
| Noninterest-bearing deposits | 37,204,000 | 44,900,000 | 34,003,000 | 39,675,000 |
| Equity capital | 9,298,000 | 10,225,000 | 11,139,000 | 10,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,973,000 | 4,230,000 | 6,495,000 | 8,728,000 |
| Interest expense | 228,000 | 553,000 | 930,000 | 1,250,000 |
| Net interest income | 1,745,000 | 3,677,000 | 5,565,000 | 7,478,000 |
| Noninterest income | 211,000 | 453,000 | 697,000 | 953,000 |
| Noninterest expense | 1,097,000 | 2,186,000 | 3,383,000 | 4,693,000 |
| Provision for loan losses | 60,000 | 205,000 | 280,000 | 355,000 |
| Pretax income | 799,000 | 1,739,000 | 2,599,000 | 3,383,000 |
| Income tax | 68,000 | 68,000 | 68,000 | 58,000 |
| Net income | 731,000 | 1,671,000 | 2,531,000 | 3,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,214,000 | 10,153,000 | 11,013,000 | 9,900,000 |
| Total capital | 9,855,000 | 10,389,000 | 11,859,000 | 10,807,000 |
| Risk-weighted assets | 91,144,000 | 97,813,000 | 92,882,000 | 97,507,000 |