Call reports 2005
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2005
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 84,364,000 | 86,420,000 | 95,718,000 | 95,808,000 |
| Total loans | 60,603,000 | 66,766,000 | 69,949,000 | 74,264,000 |
| Allowance for loan losses | 549,000 | 573,000 | 613,000 | 604,000 |
| Securities available for sale | 6,722,000 | 6,755,000 | 6,712,000 | 6,641,000 |
| Securities held to maturity | 1,087,000 | 859,000 | 935,000 | 933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,176,000 | 74,797,000 | 85,582,000 | 85,313,000 |
| Interest-bearing deposits | 44,293,000 | 44,742,000 | 49,909,000 | 48,420,000 |
| Noninterest-bearing deposits | 30,883,000 | 30,055,000 | 35,673,000 | 36,893,000 |
| Equity capital | 8,027,000 | 8,440,000 | 8,879,000 | 8,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,776,000 | 4,423,000 | 6,278,000 |
| Interest expense | 123,000 | 260,000 | 425,000 | 617,000 |
| Net interest income | 1,208,000 | 2,516,000 | 3,998,000 | 5,661,000 |
| Noninterest income | 151,000 | 321,000 | 504,000 | 678,000 |
| Noninterest expense | 849,000 | 1,719,000 | 2,633,000 | 3,654,000 |
| Provision for loan losses | 27,000 | 57,000 | 93,000 | 153,000 |
| Pretax income | 483,000 | 1,061,000 | 1,776,000 | 2,532,000 |
| Income tax | 175,000 | 389,000 | 649,000 | 928,000 |
| Net income | 308,000 | 672,000 | 1,127,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,899,000 | 8,263,000 | 8,718,000 | 8,539,000 |
| Total capital | 8,448,000 | 8,836,000 | 9,331,000 | 9,143,000 |
| Risk-weighted assets | 71,959,000 | 72,321,000 | 77,195,000 | 81,556,000 |