Call reports 2003
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2003
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 72,673,000 | 72,106,000 | 74,590,000 | 75,062,000 |
| Total loans | 44,497,000 | 46,119,000 | 47,061,000 | 47,600,000 |
| Allowance for loan losses | 422,000 | 431,000 | 438,000 | 458,000 |
| Securities available for sale | 7,053,000 | 7,694,000 | 8,261,000 | 7,652,000 |
| Securities held to maturity | 1,151,000 | 1,151,000 | 525,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,403,000 | 63,660,000 | 65,830,000 | 66,184,000 |
| Interest-bearing deposits | 43,360,000 | 40,973,000 | 41,178,000 | 39,767,000 |
| Noninterest-bearing deposits | 21,043,000 | 22,687,000 | 24,652,000 | 26,417,000 |
| Equity capital | 7,007,000 | 7,251,000 | 7,493,000 | 7,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 2,063,000 | 3,098,000 | 4,142,000 |
| Interest expense | 134,000 | 261,000 | 376,000 | 479,000 |
| Net interest income | 872,000 | 1,802,000 | 2,722,000 | 3,663,000 |
| Noninterest income | 331,000 | 650,000 | 973,000 | 1,389,000 |
| Noninterest expense | 821,000 | 1,692,000 | 2,515,000 | 3,361,000 |
| Provision for loan losses | 19,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 363,000 | 721,000 | 1,122,000 | 1,613,000 |
| Income tax | 117,000 | 238,000 | 372,000 | 505,000 |
| Net income | 246,000 | 483,000 | 750,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,679,000 | 6,916,000 | 7,183,000 | 7,098,000 |
| Total capital | 7,101,000 | 7,347,000 | 7,621,000 | 7,556,000 |
| Risk-weighted assets | 58,014,000 | 59,208,000 | 58,632,000 | 62,372,000 |