Call reports 2002
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2002
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,729,000 | 62,921,000 | 65,897,000 | 69,850,000 |
| Total loans | 38,888,000 | 40,628,000 | 40,973,000 | 41,901,000 |
| Allowance for loan losses | 402,000 | 387,000 | 371,000 | 398,000 |
| Securities available for sale | 7,546,000 | 5,908,000 | 7,244,000 | 6,913,000 |
| Securities held to maturity | 1,320,000 | 1,319,000 | 1,153,000 | 1,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,549,000 | 55,505,000 | 58,212,000 | 61,625,000 |
| Interest-bearing deposits | 36,711,000 | 36,941,000 | 39,466,000 | 39,696,000 |
| Noninterest-bearing deposits | 17,838,000 | 18,564,000 | 18,746,000 | 21,929,000 |
| Equity capital | 6,433,000 | 6,659,000 | 6,860,000 | 6,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,889,000 | 2,865,000 | 3,857,000 |
| Interest expense | 175,000 | 329,000 | 485,000 | 617,000 |
| Net interest income | 759,000 | 1,560,000 | 2,380,000 | 3,240,000 |
| Noninterest income | 221,000 | 472,000 | 748,000 | 1,048,000 |
| Noninterest expense | 643,000 | 1,353,000 | 2,117,000 | 2,866,000 |
| Provision for loan losses | 15,000 | 30,000 | 48,000 | 70,000 |
| Pretax income | 322,000 | 649,000 | 963,000 | 1,352,000 |
| Income tax | 97,000 | 223,000 | 336,000 | 446,000 |
| Net income | 225,000 | 426,000 | 627,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,127,000 | 6,328,000 | 6,529,000 | 6,433,000 |
| Total capital | 6,529,000 | 6,715,000 | 6,900,000 | 6,831,000 |
| Risk-weighted assets | 48,986,000 | 50,518,000 | 51,896,000 | 55,790,000 |