Call reports 2001
BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION — 2001
What BANK OF THE RIO GRANDE, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,120,000 | 57,951,000 | 59,183,000 | 65,413,000 |
| Total loans | 35,345,000 | 36,716,000 | 35,566,000 | 35,816,000 |
| Allowance for loan losses | 318,000 | 369,000 | 393,000 | 413,000 |
| Securities available for sale | 4,514,000 | 5,300,000 | 7,949,000 | 8,875,000 |
| Securities held to maturity | 1,724,000 | 1,722,000 | 1,321,000 | 1,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,197,000 | 50,955,000 | 51,880,000 | 58,062,000 |
| Interest-bearing deposits | 37,270,000 | 36,952,000 | 37,286,000 | 39,647,000 |
| Noninterest-bearing deposits | 14,927,000 | 14,003,000 | 14,594,000 | 18,415,000 |
| Equity capital | 6,052,000 | 6,195,000 | 6,439,000 | 6,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,217,000 | 3,295,000 | 4,309,000 |
| Interest expense | 359,000 | 703,000 | 1,018,000 | 1,264,000 |
| Net interest income | 768,000 | 1,514,000 | 2,277,000 | 3,045,000 |
| Noninterest income | 170,000 | 313,000 | 454,000 | 645,000 |
| Noninterest expense | 582,000 | 1,205,000 | 1,778,000 | 2,494,000 |
| Provision for loan losses | 45,000 | 90,000 | 115,000 | 130,000 |
| Pretax income | 311,000 | 532,000 | 838,000 | 1,066,000 |
| Income tax | 105,000 | 165,000 | 275,000 | 399,000 |
| Net income | 206,000 | 367,000 | 563,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,690,000 | 5,868,000 | 6,081,000 | 5,902,000 |
| Total capital | 6,008,000 | 6,237,000 | 6,474,000 | 6,315,000 |
| Risk-weighted assets | 39,589,000 | 46,472,000 | 46,010,000 | 48,787,000 |