Call reports 2012
COMMUNITY BANK OF CENTRAL WISCONSIN — 2012
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 96,846,000 | 92,331,000 | 90,898,000 | 92,027,000 |
| Total loans | 56,270,000 | 53,995,000 | 51,322,000 | 46,796,000 |
| Allowance for loan losses | 3,124,000 | 3,086,000 | 2,998,000 | 2,655,000 |
| Securities available for sale | 13,484,000 | 13,087,000 | 12,562,000 | 12,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,691,000 | 76,802,000 | 74,855,000 | 76,432,000 |
| Interest-bearing deposits | 69,609,000 | 67,608,000 | 65,533,000 | 66,487,000 |
| Noninterest-bearing deposits | 11,082,000 | 9,194,000 | 9,322,000 | 9,945,000 |
| Equity capital | 4,950,000 | 4,854,000 | 4,603,000 | 4,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,657,000 | 2,448,000 | 3,205,000 |
| Interest expense | 152,000 | 297,000 | 432,000 | 559,000 |
| Net interest income | 685,000 | 1,360,000 | 2,016,000 | 2,646,000 |
| Noninterest income | 189,000 | 456,000 | 728,000 | 882,000 |
| Noninterest expense | 841,000 | 1,876,000 | 3,006,000 | 4,165,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 3,000 | -120,000 | -322,000 | -697,000 |
| Income tax | 5,000 | 8,000 | 82,000 | 133,000 |
| Net income | -2,000 | -128,000 | -404,000 | -830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,608,000 | 4,504,000 | 4,251,000 | 3,846,000 |
| Total capital | 5,529,000 | 5,394,000 | 5,107,000 | 4,658,000 |
| Risk-weighted assets | 71,453,000 | 69,100,000 | 66,600,000 | 63,094,000 |