Call reports 2011
COMMUNITY BANK OF CENTRAL WISCONSIN — 2011
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 103,883,000 | 102,738,000 | 98,672,000 | 98,359,000 |
| Total loans | 71,137,000 | 66,812,000 | 63,427,000 | 58,483,000 |
| Allowance for loan losses | 5,898,000 | 3,805,000 | 3,369,000 | 3,261,000 |
| Securities available for sale | 13,697,000 | 13,690,000 | 13,574,000 | 13,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,409,000 | 80,314,000 | 76,683,000 | 82,526,000 |
| Interest-bearing deposits | 71,548,000 | 70,384,000 | 66,225,000 | 72,055,000 |
| Noninterest-bearing deposits | 8,861,000 | 9,930,000 | 10,458,000 | 10,471,000 |
| Equity capital | 5,625,000 | 5,571,000 | 5,335,000 | 4,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,060,000 | 2,889,000 | 3,860,000 |
| Interest expense | 229,000 | 427,000 | 601,000 | 761,000 |
| Net interest income | 868,000 | 1,633,000 | 2,288,000 | 3,099,000 |
| Noninterest income | 488,000 | 645,000 | 666,000 | 955,000 |
| Noninterest expense | 894,000 | 1,975,000 | 2,886,000 | 3,802,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 451,000 | 262,000 | -3,000 | 151,000 |
| Income tax | 2,905,000 | 2,877,000 | 2,903,000 | 3,436,000 |
| Net income | -2,454,000 | -2,615,000 | -2,906,000 | -3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,029,000 | 4,952,000 | 4,740,000 | 4,588,000 |
| Total capital | 6,039,000 | 5,964,000 | 5,655,000 | 5,532,000 |
| Risk-weighted assets | 75,971,000 | 78,218,000 | 76,287,000 | 73,182,000 |