Call reports 2010
COMMUNITY BANK OF CENTRAL WISCONSIN — 2010
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 143,976,000 | 134,639,000 | 123,295,000 | 118,753,000 |
| Total loans | 102,827,000 | 98,065,000 | 88,072,000 | 76,683,000 |
| Allowance for loan losses | 4,128,000 | 4,256,000 | 6,271,000 | 6,565,000 |
| Securities available for sale | 17,086,000 | 16,422,000 | 17,404,000 | 16,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,211,000 | 106,582,000 | 97,312,000 | 93,330,000 |
| Interest-bearing deposits | 106,617,000 | 96,228,000 | 86,548,000 | 84,049,000 |
| Noninterest-bearing deposits | 8,594,000 | 10,354,000 | 10,765,000 | 9,281,000 |
| Equity capital | 9,940,000 | 10,207,000 | 8,225,000 | 8,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,129,000 | 4,546,000 | 5,794,000 |
| Interest expense | 438,000 | 820,000 | 1,150,000 | 1,424,000 |
| Net interest income | 1,150,000 | 2,309,000 | 3,396,000 | 4,370,000 |
| Noninterest income | 345,000 | 681,000 | 792,000 | 1,068,000 |
| Noninterest expense | 966,000 | 1,869,000 | 2,722,000 | 3,535,000 |
| Provision for loan losses | 1,600,000 | 1,900,000 | 5,675,000 | 5,975,000 |
| Pretax income | -1,064,000 | -771,000 | -4,201,000 | -4,061,000 |
| Income tax | -456,000 | -407,000 | -1,775,000 | -1,713,000 |
| Net income | -608,000 | -364,000 | -2,426,000 | -2,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,729,000 | 7,657,000 | 4,177,000 | 4,293,000 |
| Total capital | 9,111,000 | 8,983,000 | 5,400,000 | 5,416,000 |
| Risk-weighted assets | 108,424,000 | 103,168,000 | 92,813,000 | 84,400,000 |