Call reports 2009
COMMUNITY BANK OF CENTRAL WISCONSIN — 2009
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 134,895,000 | 137,383,000 | 139,886,000 | 142,729,000 |
| Total loans | 104,192,000 | 104,575,000 | 109,057,000 | 106,094,000 |
| Allowance for loan losses | 1,710,000 | 3,493,000 | 2,155,000 | 2,402,000 |
| Securities available for sale | 18,653,000 | 18,578,000 | 18,583,000 | 17,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,533,000 | 107,537,000 | 105,815,000 | 113,535,000 |
| Interest-bearing deposits | 94,493,000 | 97,405,000 | 96,512,000 | 101,642,000 |
| Noninterest-bearing deposits | 9,040,000 | 10,132,000 | 9,303,000 | 11,893,000 |
| Equity capital | 15,102,000 | 14,068,000 | 14,717,000 | 10,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,374,000 | 5,046,000 | 6,675,000 |
| Interest expense | 535,000 | 1,055,000 | 1,551,000 | 2,027,000 |
| Net interest income | 1,221,000 | 2,319,000 | 3,495,000 | 4,648,000 |
| Noninterest income | 218,000 | 513,000 | 492,000 | 787,000 |
| Noninterest expense | 890,000 | 1,939,000 | 2,845,000 | 7,172,000 |
| Provision for loan losses | 250,000 | 2,400,000 | 2,800,000 | 5,711,000 |
| Pretax income | 299,000 | -1,507,000 | -1,589,000 | -7,141,000 |
| Income tax | 72,000 | -712,000 | -817,000 | -2,546,000 |
| Net income | 227,000 | -795,000 | -772,000 | -4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,059,000 | 10,058,000 | 10,638,000 | 8,433,000 |
| Total capital | 12,533,000 | 11,480,000 | 12,068,000 | 9,893,000 |
| Risk-weighted assets | 117,720,000 | 111,706,000 | 113,689,000 | 115,839,000 |