Call reports 2008
COMMUNITY BANK OF CENTRAL WISCONSIN — 2008
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 132,158,000 | 125,906,000 | 130,577,000 | 137,771,000 |
| Total loans | 94,876,000 | 95,105,000 | 101,329,000 | 105,393,000 |
| Allowance for loan losses | 1,124,000 | 1,142,000 | 1,598,000 | 1,661,000 |
| Securities available for sale | 17,205,000 | 16,622,000 | 17,773,000 | 18,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,047,000 | 102,421,000 | 103,102,000 | 105,944,000 |
| Interest-bearing deposits | 97,706,000 | 92,766,000 | 92,683,000 | 94,902,000 |
| Noninterest-bearing deposits | 9,341,000 | 9,655,000 | 10,419,000 | 11,042,000 |
| Equity capital | 14,705,000 | 14,619,000 | 14,557,000 | 14,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 3,811,000 | 5,617,000 | 7,379,000 |
| Interest expense | 911,000 | 1,664,000 | 2,360,000 | 2,988,000 |
| Net interest income | 1,081,000 | 2,147,000 | 3,257,000 | 4,391,000 |
| Noninterest income | 372,000 | 757,000 | 1,056,000 | 1,312,000 |
| Noninterest expense | 1,029,000 | 2,093,000 | 3,073,000 | 3,871,000 |
| Provision for loan losses | 20,000 | 110,000 | 610,000 | 1,032,000 |
| Pretax income | 404,000 | 701,000 | 696,000 | 866,000 |
| Income tax | 105,000 | 168,000 | 154,000 | 65,000 |
| Net income | 299,000 | 533,000 | 542,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,634,000 | 10,760,000 | 10,725,000 | 10,874,000 |
| Total capital | 11,758,000 | 11,902,000 | 12,143,000 | 12,364,000 |
| Risk-weighted assets | 106,675,000 | 106,696,000 | 113,159,000 | 118,243,000 |