Call reports 2007
COMMUNITY BANK OF CENTRAL WISCONSIN — 2007
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 136,723,000 | 135,085,000 | 136,025,000 | 134,683,000 |
| Total loans | 100,306,000 | 96,956,000 | 96,291,000 | 96,932,000 |
| Allowance for loan losses | 1,086,000 | 1,127,000 | 1,077,000 | 1,100,000 |
| Securities available for sale | 16,270,000 | 16,251,000 | 16,723,000 | 16,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,810,000 | 108,878,000 | 111,526,000 | 109,977,000 |
| Interest-bearing deposits | 101,193,000 | 98,879,000 | 101,868,000 | 98,593,000 |
| Noninterest-bearing deposits | 9,617,000 | 9,999,000 | 9,658,000 | 11,384,000 |
| Equity capital | 13,494,000 | 13,558,000 | 14,039,000 | 14,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,237,000 | 6,540,000 | 8,676,000 |
| Interest expense | 1,083,000 | 2,243,000 | 3,404,000 | 4,449,000 |
| Net interest income | 1,003,000 | 1,994,000 | 3,136,000 | 4,227,000 |
| Noninterest income | 355,000 | 768,000 | 1,180,000 | 1,470,000 |
| Noninterest expense | 968,000 | 1,960,000 | 2,888,000 | 3,923,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 120,000 |
| Pretax income | 330,000 | 702,000 | 1,328,000 | 1,654,000 |
| Income tax | 84,000 | 186,000 | 376,000 | 457,000 |
| Net income | 246,000 | 516,000 | 952,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,624,000 | 9,784,000 | 10,175,000 | 10,333,000 |
| Total capital | 10,710,000 | 10,911,000 | 11,252,000 | 11,433,000 |
| Risk-weighted assets | 106,242,000 | 104,266,000 | 103,681,000 | 102,834,000 |