Call reports 2006
COMMUNITY BANK OF CENTRAL WISCONSIN — 2006
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,488,000 | 120,775,000 | 123,963,000 | 129,357,000 |
| Total loans | 91,873,000 | 92,993,000 | 92,983,000 | 98,269,000 |
| Allowance for loan losses | 930,000 | 968,000 | 981,000 | 1,022,000 |
| Securities available for sale | 14,415,000 | 14,534,000 | 16,025,000 | 16,192,000 |
| Securities held to maturity | 294,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,632,000 | 99,762,000 | 104,941,000 | 103,436,000 |
| Interest-bearing deposits | 72,775,000 | 71,453,000 | 95,200,000 | 94,102,000 |
| Noninterest-bearing deposits | 28,857,000 | 28,309,000 | 9,741,000 | 9,334,000 |
| Equity capital | 12,801,000 | 12,907,000 | 13,201,000 | 13,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,455,000 | 5,458,000 | 7,477,000 |
| Interest expense | 776,000 | 1,664,000 | 2,631,000 | 3,646,000 |
| Net interest income | 852,000 | 1,791,000 | 2,827,000 | 3,831,000 |
| Noninterest income | 396,000 | 750,000 | 1,028,000 | 1,349,000 |
| Noninterest expense | 920,000 | 1,821,000 | 2,725,000 | 3,700,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 268,000 | 600,000 | 950,000 | 1,260,000 |
| Income tax | 63,000 | 144,000 | 245,000 | 329,000 |
| Net income | 205,000 | 456,000 | 705,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,899,000 | 9,104,000 | 9,297,000 | 9,423,000 |
| Total capital | 9,829,000 | 10,072,000 | 10,278,000 | 10,445,000 |
| Risk-weighted assets | 89,777,000 | 89,807,000 | 98,004,000 | 103,621,000 |