Call reports 2002
COMMUNITY BANK OF CENTRAL WISCONSIN — 2002
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,289,000 | 77,680,000 | 83,101,000 | 84,879,000 |
| Total loans | 60,194,000 | 59,536,000 | 61,815,000 | 62,570,000 |
| Allowance for loan losses | 671,000 | 690,000 | 720,000 | 902,000 |
| Securities available for sale | 6,460,000 | 6,731,000 | 6,584,000 | 7,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,761,000 | 57,027,000 | 62,399,000 | 64,031,000 |
| Interest-bearing deposits | 55,020,000 | 53,360,000 | 56,656,000 | 57,493,000 |
| Noninterest-bearing deposits | 3,741,000 | 3,667,000 | 5,743,000 | 6,538,000 |
| Equity capital | 11,131,000 | 11,350,000 | 11,566,000 | 11,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,489,000 | 3,716,000 | 4,935,000 |
| Interest expense | 508,000 | 985,000 | 1,451,000 | 1,872,000 |
| Net interest income | 755,000 | 1,504,000 | 2,265,000 | 3,063,000 |
| Noninterest income | 281,000 | 535,000 | 784,000 | 979,000 |
| Noninterest expense | 613,000 | 1,221,000 | 1,880,000 | 2,561,000 |
| Provision for loan losses | 68,000 | 130,000 | 226,000 | 456,000 |
| Pretax income | 355,000 | 688,000 | 943,000 | 1,025,000 |
| Income tax | 114,000 | 219,000 | 291,000 | 292,000 |
| Net income | 241,000 | 469,000 | 652,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,363,000 | 8,504,000 | 8,665,000 | 8,674,000 |
| Total capital | 9,034,000 | 9,194,000 | 9,385,000 | 9,446,000 |
| Risk-weighted assets | 59,475,000 | 58,487,000 | 59,866,000 | 61,592,000 |