Call reports 2001
COMMUNITY BANK OF CENTRAL WISCONSIN — 2001
What COMMUNITY BANK OF CENTRAL WISCONSIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,585,000 | 82,141,000 | 82,358,000 | 82,433,000 |
| Total loans | 61,954,000 | 62,115,000 | 62,286,000 | 61,710,000 |
| Allowance for loan losses | 533,000 | 469,000 | 597,000 | 625,000 |
| Securities available for sale | 6,987,000 | 6,810,000 | 6,697,000 | 6,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,805,000 | 61,981,000 | 61,584,000 | 62,256,000 |
| Interest-bearing deposits | 60,400,000 | 58,408,000 | 57,893,000 | 57,586,000 |
| Noninterest-bearing deposits | 3,405,000 | 3,573,000 | 3,691,000 | 4,670,000 |
| Equity capital | 10,855,000 | 10,918,000 | 10,916,000 | 10,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,030,000 | 4,501,000 | 5,845,000 |
| Interest expense | 955,000 | 1,859,000 | 2,724,000 | 3,370,000 |
| Net interest income | 573,000 | 1,171,000 | 1,777,000 | 2,475,000 |
| Noninterest income | 266,000 | 509,000 | 781,000 | 1,106,000 |
| Noninterest expense | 700,000 | 1,394,000 | 2,125,000 | 2,864,000 |
| Provision for loan losses | 7,000 | 7,000 | 157,000 | 215,000 |
| Pretax income | 132,000 | 279,000 | 276,000 | 502,000 |
| Income tax | 47,000 | 99,000 | 95,000 | 176,000 |
| Net income | 85,000 | 180,000 | 181,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,943,000 | 8,098,000 | 8,012,000 | 8,156,000 |
| Total capital | 8,476,000 | 8,567,000 | 8,609,000 | 8,781,000 |
| Risk-weighted assets | 60,866,000 | 60,101,000 | 60,227,000 | 56,459,000 |