Call reports 2008
FIRST NATIONAL BANK OF ANSON, THE — 2008
What FIRST NATIONAL BANK OF ANSON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 53,709,000 | 52,384,000 | 50,392,000 | 52,602,000 |
| Total loans | 26,480,000 | 25,919,000 | 26,697,000 | 26,037,000 |
| Allowance for loan losses | 625,000 | 660,000 | 640,000 | 600,000 |
| Securities available for sale | 9,061,000 | 10,648,000 | 11,213,000 | 10,114,000 |
| Securities held to maturity | 196,000 | 196,000 | 196,000 | 196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,455,000 | 47,270,000 | 45,079,000 | 47,340,000 |
| Interest-bearing deposits | 34,046,000 | 34,034,000 | 32,360,000 | 33,147,000 |
| Noninterest-bearing deposits | 14,409,000 | 13,236,000 | 12,719,000 | 14,193,000 |
| Equity capital | 5,126,000 | 4,972,000 | 5,165,000 | 5,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,482,000 | 2,190,000 | 2,873,000 |
| Interest expense | 207,000 | 406,000 | 592,000 | 743,000 |
| Net interest income | 587,000 | 1,076,000 | 1,598,000 | 2,130,000 |
| Noninterest income | 93,000 | 196,000 | 306,000 | 440,000 |
| Noninterest expense | 467,000 | 914,000 | 1,423,000 | 2,155,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 163,000 |
| Pretax income | 124,000 | 179,000 | 302,000 | 250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 179,000 | 302,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,060,000 | 5,006,000 | 5,129,000 | 5,053,000 |
| Total capital | 5,435,000 | 5,369,000 | 5,504,000 | 5,403,000 |
| Risk-weighted assets | 29,419,000 | 28,715,000 | 28,946,000 | 27,785,000 |