Call reports 2006
FIRST NATIONAL BANK OF ANSON, THE — 2006
What FIRST NATIONAL BANK OF ANSON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,906,000 | 45,391,000 | 43,887,000 | 43,914,000 |
| Total loans | 29,101,000 | 29,716,000 | 29,807,000 | 29,672,000 |
| Allowance for loan losses | 765,000 | 617,000 | 631,000 | 700,000 |
| Securities available for sale | 6,438,000 | 5,921,000 | 6,433,000 | 5,949,000 |
| Securities held to maturity | 603,000 | 812,000 | 736,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,009,000 | 40,297,000 | 38,533,000 | 38,785,000 |
| Interest-bearing deposits | 30,182,000 | 28,878,000 | 27,932,000 | 28,290,000 |
| Noninterest-bearing deposits | 11,827,000 | 11,419,000 | 10,601,000 | 10,495,000 |
| Equity capital | 4,790,000 | 4,946,000 | 5,174,000 | 5,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,573,000 | 2,390,000 | 3,205,000 |
| Interest expense | 165,000 | 337,000 | 511,000 | 691,000 |
| Net interest income | 604,000 | 1,236,000 | 1,879,000 | 2,514,000 |
| Noninterest income | 91,000 | 192,000 | 275,000 | 292,000 |
| Noninterest expense | 477,000 | 946,000 | 1,402,000 | 2,147,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 355,000 |
| Pretax income | 128,000 | 302,000 | 482,000 | 304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 302,000 | 482,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,841,000 | 5,016,000 | 5,196,000 | 5,017,000 |
| Total capital | 5,228,000 | 5,253,000 | 5,468,000 | 5,360,000 |
| Risk-weighted assets | 29,881,000 | 30,003,000 | 30,075,000 | 29,859,000 |