Call reports 2005
FIRST NATIONAL BANK OF ANSON, THE — 2005
What FIRST NATIONAL BANK OF ANSON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,729,000 | 44,130,000 | 43,048,000 | 43,761,000 |
| Total loans | 30,639,000 | 30,649,000 | 31,282,000 | 30,371,000 |
| Allowance for loan losses | 793,000 | 755,000 | 609,000 | 700,000 |
| Securities available for sale | 5,452,000 | 5,465,000 | 5,462,000 | 5,449,000 |
| Securities held to maturity | 750,000 | 747,000 | 696,000 | 694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,713,000 | 39,197,000 | 37,984,000 | 38,884,000 |
| Interest-bearing deposits | 30,514,000 | 29,311,000 | 28,047,000 | 28,587,000 |
| Noninterest-bearing deposits | 10,199,000 | 9,886,000 | 9,937,000 | 10,297,000 |
| Equity capital | 4,961,000 | 4,851,000 | 4,974,000 | 4,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,463,000 | 2,188,000 | 2,958,000 |
| Interest expense | 114,000 | 242,000 | 377,000 | 526,000 |
| Net interest income | 610,000 | 1,221,000 | 1,811,000 | 2,432,000 |
| Noninterest income | 97,000 | 210,000 | 313,000 | 424,000 |
| Noninterest expense | 427,000 | 885,000 | 1,317,000 | 2,090,000 |
| Provision for loan losses | 105,000 | 220,000 | 355,000 | 460,000 |
| Pretax income | 175,000 | 326,000 | 452,000 | 306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 326,000 | 452,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,009,000 | 4,886,000 | 5,012,000 | 4,865,000 |
| Total capital | 5,392,000 | 5,264,000 | 5,254,000 | 5,184,000 |
| Risk-weighted assets | 30,210,000 | 29,797,000 | 30,709,000 | 30,114,000 |