Call reports 2004
FIRST NATIONAL BANK OF ANSON, THE — 2004
What FIRST NATIONAL BANK OF ANSON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 45,116,000 | 43,821,000 | 41,976,000 | 42,612,000 |
| Total loans | 29,324,000 | 29,608,000 | 30,155,000 | 31,260,000 |
| Allowance for loan losses | 664,000 | 651,000 | 597,000 | 643,000 |
| Securities available for sale | 5,089,000 | 4,992,000 | 5,015,000 | 4,983,000 |
| Securities held to maturity | 816,000 | 814,000 | 813,000 | 811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,050,000 | 38,840,000 | 37,017,000 | 37,666,000 |
| Interest-bearing deposits | 30,483,000 | 29,910,000 | 29,242,000 | 28,498,000 |
| Noninterest-bearing deposits | 9,567,000 | 8,930,000 | 7,775,000 | 9,168,000 |
| Equity capital | 5,006,000 | 4,890,000 | 4,865,000 | 4,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,364,000 | 2,010,000 | 2,714,000 |
| Interest expense | 113,000 | 226,000 | 337,000 | 443,000 |
| Net interest income | 580,000 | 1,138,000 | 1,673,000 | 2,271,000 |
| Noninterest income | 105,000 | 229,000 | 351,000 | 448,000 |
| Noninterest expense | 448,000 | 910,000 | 1,362,000 | 1,917,000 |
| Provision for loan losses | 105,000 | 210,000 | 465,000 | 535,000 |
| Pretax income | 132,000 | 247,000 | 197,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 247,000 | 197,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,925,000 | 4,905,000 | 4,855,000 | 4,925,000 |
| Total capital | 5,304,000 | 5,287,000 | 5,239,000 | 5,320,000 |
| Risk-weighted assets | 30,008,000 | 30,379,000 | 30,555,000 | 31,389,000 |