Call reports 2025
CONVERSE COUNTY BANK, THE — 2025
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,021,590,000 | 1,029,141,000 | 1,025,710,000 | 1,089,572,000 |
| Total loans | 284,708,000 | 297,968,000 | 301,618,000 | 303,836,000 |
| Allowance for loan losses | 4,035,000 | 4,106,000 | 4,167,000 | 3,142,000 |
| Securities available for sale | 253,682,000 | 252,645,000 | 228,118,000 | 221,600,000 |
| Securities held to maturity | 282,117,000 | 294,287,000 | 296,131,000 | 304,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 917,076,000 | 927,621,000 | 922,010,000 | 985,471,000 |
| Interest-bearing deposits | 808,729,000 | 818,540,000 | 809,926,000 | 873,371,000 |
| Noninterest-bearing deposits | 108,347,000 | 109,081,000 | 112,084,000 | 112,100,000 |
| Equity capital | 96,852,000 | 96,301,000 | 99,350,000 | 99,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,221,000 | 22,864,000 | 34,714,000 | 46,541,000 |
| Interest expense | 5,661,000 | 11,626,000 | 17,779,000 | 24,091,000 |
| Net interest income | 5,560,000 | 11,238,000 | 16,935,000 | 22,450,000 |
| Noninterest income | 943,000 | 1,954,000 | 3,084,000 | 4,184,000 |
| Noninterest expense | 2,789,000 | 5,686,000 | 8,715,000 | 11,766,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 3,195,000 |
| Pretax income | 3,564,000 | 7,206,000 | 10,854,000 | 11,673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,564,000 | 7,206,000 | 10,854,000 | 11,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,910,000 | 98,653,000 | 100,800,000 | 100,319,000 |
| Total capital | 102,091,000 | 102,905,000 | 105,113,000 | 103,607,000 |
| Risk-weighted assets | 346,847,000 | 362,603,000 | 365,096,000 | 369,360,000 |