Call reports 2020
CONVERSE COUNTY BANK, THE — 2020
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 696,999,000 | 749,653,000 | 717,342,000 | 782,513,000 |
| Total loans | 160,700,000 | 183,853,000 | 183,510,000 | 182,194,000 |
| Allowance for loan losses | 2,508,000 | 2,671,000 | 2,837,000 | 2,880,000 |
| Securities available for sale | 448,764,000 | 444,850,000 | 468,060,000 | 498,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 630,197,000 | 679,376,000 | 645,863,000 | 710,272,000 |
| Interest-bearing deposits | 548,700,000 | 571,535,000 | 543,290,000 | 604,324,000 |
| Noninterest-bearing deposits | 81,497,000 | 107,841,000 | 102,573,000 | 105,948,000 |
| Equity capital | 65,118,000 | 68,820,000 | 69,986,000 | 70,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,034,000 | 9,832,000 | 13,569,000 | 17,152,000 |
| Interest expense | 1,160,000 | 2,186,000 | 3,141,000 | 4,127,000 |
| Net interest income | 3,874,000 | 7,646,000 | 10,428,000 | 13,025,000 |
| Noninterest income | 957,000 | 2,414,000 | 3,985,000 | 5,418,000 |
| Noninterest expense | 2,199,000 | 4,427,000 | 6,756,000 | 9,085,000 |
| Provision for loan losses | 45,000 | 195,000 | 310,000 | 355,000 |
| Pretax income | 2,587,000 | 5,438,000 | 7,347,000 | 9,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,587,000 | 5,438,000 | 7,347,000 | 9,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,423,000 | 63,274,000 | 63,183,000 | 63,989,000 |
| Total capital | 62,931,000 | 65,945,000 | 65,935,000 | 66,778,000 |
| Risk-weighted assets | 229,036,000 | 224,011,000 | 220,104,000 | 223,107,000 |