Call reports 2019
CONVERSE COUNTY BANK, THE — 2019
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 606,753,000 | 598,762,000 | 629,789,000 | 684,570,000 |
| Total loans | 166,514,000 | 172,537,000 | 173,010,000 | 166,256,000 |
| Allowance for loan losses | 2,134,000 | 2,465,000 | 2,504,000 | 2,487,000 |
| Securities available for sale | 373,862,000 | 374,919,000 | 368,397,000 | 404,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,435,000 | 537,895,000 | 566,321,000 | 620,120,000 |
| Interest-bearing deposits | 406,298,000 | 406,228,000 | 426,198,000 | 463,243,000 |
| Noninterest-bearing deposits | 143,137,000 | 131,667,000 | 140,123,000 | 156,877,000 |
| Equity capital | 56,136,000 | 59,382,000 | 61,793,000 | 62,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,079,000 | 10,266,000 | 15,475,000 | 20,621,000 |
| Interest expense | 1,048,000 | 2,109,000 | 3,214,000 | 4,365,000 |
| Net interest income | 4,031,000 | 8,157,000 | 12,261,000 | 16,256,000 |
| Noninterest income | 835,000 | 1,818,000 | 2,918,000 | 4,016,000 |
| Noninterest expense | 2,060,000 | 4,136,000 | 6,439,000 | 8,749,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 2,761,000 | 5,749,000 | 8,605,000 | 11,343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,761,000 | 5,749,000 | 8,605,000 | 11,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,554,000 | 56,342,000 | 57,998,000 | 59,036,000 |
| Total capital | 56,688,000 | 58,807,000 | 60,502,000 | 61,523,000 |
| Risk-weighted assets | 233,005,000 | 237,442,000 | 233,194,000 | 230,005,000 |