Call reports 2017
CONVERSE COUNTY BANK, THE — 2017
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 521,010,000 | 537,535,000 | 530,490,000 | 547,702,000 |
| Total loans | 162,652,000 | 171,891,000 | 172,239,000 | 170,134,000 |
| Allowance for loan losses | 2,530,000 | 2,644,000 | 2,644,000 | 2,536,000 |
| Securities available for sale | 263,428,000 | 264,527,000 | 262,542,000 | 267,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,378,000 | 487,906,000 | 480,402,000 | 497,548,000 |
| Interest-bearing deposits | 383,441,000 | 395,563,000 | 382,334,000 | 395,077,000 |
| Noninterest-bearing deposits | 88,937,000 | 92,343,000 | 98,068,000 | 102,471,000 |
| Equity capital | 47,913,000 | 48,839,000 | 49,345,000 | 49,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,997,000 | 6,133,000 | 9,439,000 | 12,695,000 |
| Interest expense | 505,000 | 1,034,000 | 1,565,000 | 2,101,000 |
| Net interest income | 2,492,000 | 5,099,000 | 7,874,000 | 10,594,000 |
| Noninterest income | 743,000 | 1,559,000 | 2,406,000 | 3,341,000 |
| Noninterest expense | 1,934,000 | 3,805,000 | 5,786,000 | 7,922,000 |
| Provision for loan losses | 95,000 | 200,000 | 230,000 | 260,000 |
| Pretax income | 1,206,000 | 2,653,000 | 4,264,000 | 5,753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,206,000 | 2,653,000 | 4,264,000 | 5,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,677,000 | 47,474,000 | 48,435,000 | 48,723,000 |
| Total capital | 49,207,000 | 50,118,000 | 51,079,000 | 51,259,000 |
| Risk-weighted assets | 257,019,000 | 220,558,000 | 222,615,000 | 223,162,000 |