Call reports 2016
CONVERSE COUNTY BANK, THE — 2016
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 520,069,000 | 499,308,000 | 489,518,000 | 514,412,000 |
| Total loans | 150,117,000 | 164,003,000 | 165,008,000 | 163,071,000 |
| Allowance for loan losses | 2,258,000 | 2,303,000 | 2,323,000 | 2,450,000 |
| Securities available for sale | 339,064,000 | 320,653,000 | 297,563,000 | 277,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,142,000 | 451,385,000 | 441,213,000 | 467,131,000 |
| Interest-bearing deposits | 384,031,000 | 372,335,000 | 355,525,000 | 379,611,000 |
| Noninterest-bearing deposits | 89,111,000 | 79,050,000 | 85,688,000 | 87,520,000 |
| Equity capital | 46,070,000 | 47,054,000 | 47,397,000 | 46,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,013,000 | 6,134,000 | 9,170,000 | 12,178,000 |
| Interest expense | 536,000 | 1,069,000 | 1,572,000 | 2,076,000 |
| Net interest income | 2,477,000 | 5,065,000 | 7,598,000 | 10,102,000 |
| Noninterest income | 724,000 | 1,523,000 | 2,349,000 | 3,160,000 |
| Noninterest expense | 1,943,000 | 3,837,000 | 5,823,000 | 7,799,000 |
| Provision for loan losses | 23,000 | 98,000 | 193,000 | 325,000 |
| Pretax income | 1,235,000 | 2,653,000 | 3,931,000 | 5,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,235,000 | 2,653,000 | 3,931,000 | 5,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,248,000 | 45,016,000 | 45,644,000 | 46,121,000 |
| Total capital | 46,506,000 | 47,319,000 | 47,967,000 | 48,571,000 |
| Risk-weighted assets | 213,642,000 | 223,872,000 | 219,662,000 | 213,008,000 |