Call reports 2015
CONVERSE COUNTY BANK, THE — 2015
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 509,173,000 | 509,397,000 | 513,709,000 | 554,316,000 |
| Total loans | 147,975,000 | 148,529,000 | 151,493,000 | 151,672,000 |
| Allowance for loan losses | 2,634,000 | 2,590,000 | 2,601,000 | 2,250,000 |
| Securities available for sale | 323,025,000 | 312,258,000 | 320,185,000 | 344,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,403,000 | 462,936,000 | 466,371,000 | 508,605,000 |
| Interest-bearing deposits | 357,598,000 | 366,655,000 | 362,369,000 | 406,169,000 |
| Noninterest-bearing deposits | 104,805,000 | 96,281,000 | 104,002,000 | 102,436,000 |
| Equity capital | 45,727,000 | 45,388,000 | 46,170,000 | 45,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,903,000 | 5,838,000 | 8,737,000 | 11,752,000 |
| Interest expense | 484,000 | 984,000 | 1,485,000 | 2,003,000 |
| Net interest income | 2,419,000 | 4,854,000 | 7,252,000 | 9,749,000 |
| Noninterest income | 689,000 | 1,561,000 | 2,378,000 | 3,197,000 |
| Noninterest expense | 1,890,000 | 3,849,000 | 5,808,000 | 7,682,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 123,000 |
| Pretax income | 1,536,000 | 3,035,000 | 4,305,000 | 5,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,536,000 | 3,035,000 | 4,305,000 | 5,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,558,000 | 42,408,000 | 42,978,000 | 43,664,000 |
| Total capital | 44,102,000 | 44,998,000 | 45,579,000 | 45,914,000 |
| Risk-weighted assets | 203,446,000 | 207,317,000 | 211,748,000 | 216,432,000 |