Call reports 2014
CONVERSE COUNTY BANK, THE — 2014
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 449,858,000 | 435,570,000 | 459,665,000 | 500,253,000 |
| Total loans | 135,395,000 | 141,520,000 | 142,180,000 | 142,891,000 |
| Allowance for loan losses | 2,685,000 | 2,705,000 | 2,656,000 | 2,600,000 |
| Securities available for sale | 293,665,000 | 280,356,000 | 268,549,000 | 301,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,733,000 | 393,092,000 | 415,918,000 | 456,899,000 |
| Interest-bearing deposits | 325,058,000 | 309,242,000 | 317,783,000 | 349,908,000 |
| Noninterest-bearing deposits | 83,675,000 | 83,850,000 | 98,135,000 | 106,991,000 |
| Equity capital | 40,248,000 | 41,386,000 | 42,755,000 | 42,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,060,000 | 6,249,000 | 9,311,000 | 12,419,000 |
| Interest expense | 480,000 | 946,000 | 1,402,000 | 1,871,000 |
| Net interest income | 2,580,000 | 5,303,000 | 7,909,000 | 10,548,000 |
| Noninterest income | 552,000 | 1,122,000 | 1,741,000 | 2,316,000 |
| Noninterest expense | 1,758,000 | 3,607,000 | 5,483,000 | 7,482,000 |
| Provision for loan losses | 0 | 0 | 0 | -53,000 |
| Pretax income | 1,374,000 | 2,946,000 | 4,618,000 | 6,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,374,000 | 2,946,000 | 4,618,000 | 6,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,952,000 | 36,924,000 | 37,946,000 | 38,902,000 |
| Total capital | 38,562,000 | 39,568,000 | 40,555,000 | 41,502,000 |
| Risk-weighted assets | 208,749,000 | 211,475,000 | 208,688,000 | 215,772,000 |