Call reports 2013
CONVERSE COUNTY BANK, THE — 2013
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 404,332,000 | 421,639,000 | 421,858,000 | 446,760,000 |
| Total loans | 119,185,000 | 123,874,000 | 133,366,000 | 133,443,000 |
| Allowance for loan losses | 2,699,000 | 2,728,000 | 2,778,000 | 2,750,000 |
| Securities available for sale | 231,709,000 | 246,623,000 | 230,439,000 | 264,322,000 |
| Securities held to maturity | 32,916,000 | 33,480,000 | 30,623,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,205,000 | 382,872,000 | 382,724,000 | 407,690,000 |
| Interest-bearing deposits | 354,171,000 | 370,539,000 | 303,137,000 | 325,136,000 |
| Noninterest-bearing deposits | 11,034,000 | 12,333,000 | 79,587,000 | 82,554,000 |
| Equity capital | 38,372,000 | 37,904,000 | 38,030,000 | 38,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,246,000 | 6,425,000 | 9,635,000 | 12,705,000 |
| Interest expense | 498,000 | 988,000 | 1,478,000 | 1,967,000 |
| Net interest income | 2,748,000 | 5,437,000 | 8,157,000 | 10,738,000 |
| Noninterest income | 501,000 | 1,021,000 | 1,605,000 | 2,169,000 |
| Noninterest expense | 1,637,000 | 3,308,000 | 5,046,000 | 6,859,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 173,000 |
| Pretax income | 1,567,000 | 3,060,000 | 4,644,000 | 5,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,567,000 | 3,060,000 | 4,644,000 | 5,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,017,000 | 33,859,000 | 34,693,000 | 35,178,000 |
| Total capital | 35,044,000 | 35,981,000 | 36,861,000 | 37,660,000 |
| Risk-weighted assets | 161,488,000 | 169,122,000 | 172,791,000 | 198,300,000 |