Call reports 2012
CONVERSE COUNTY BANK, THE — 2012
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 375,680,000 | 376,050,000 | 386,231,000 | 408,373,000 |
| Total loans | 125,598,000 | 129,067,000 | 126,161,000 | 121,486,000 |
| Allowance for loan losses | 2,603,000 | 2,628,000 | 2,647,000 | 2,650,000 |
| Securities available for sale | 206,336,000 | 206,234,000 | 212,422,000 | 226,762,000 |
| Securities held to maturity | 28,144,000 | 28,378,000 | 29,219,000 | 28,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,546,000 | 339,522,000 | 347,892,000 | 370,122,000 |
| Interest-bearing deposits | 328,870,000 | 329,031,000 | 334,718,000 | 358,590,000 |
| Noninterest-bearing deposits | 11,676,000 | 10,491,000 | 13,174,000 | 11,532,000 |
| Equity capital | 34,481,000 | 35,873,000 | 37,604,000 | 37,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,259,000 | 9,508,000 | 12,825,000 |
| Interest expense | 594,000 | 1,142,000 | 1,673,000 | 2,196,000 |
| Net interest income | 2,515,000 | 5,117,000 | 7,835,000 | 10,629,000 |
| Noninterest income | 501,000 | 994,000 | 1,512,000 | 2,037,000 |
| Noninterest expense | 1,438,000 | 2,927,000 | 4,487,000 | 6,129,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 157,000 |
| Pretax income | 1,533,000 | 3,094,000 | 4,725,000 | 6,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,533,000 | 3,094,000 | 4,725,000 | 6,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,172,000 | 30,833,000 | 31,515,000 | 32,200,000 |
| Total capital | 32,235,000 | 32,945,000 | 33,620,000 | 34,271,000 |
| Risk-weighted assets | 164,524,000 | 168,419,000 | 167,844,000 | 165,124,000 |