Call reports 2011
CONVERSE COUNTY BANK, THE — 2011
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 322,369,000 | 326,213,000 | 335,258,000 | 374,339,000 |
| Total loans | 128,860,000 | 124,406,000 | 125,558,000 | 126,041,000 |
| Allowance for loan losses | 2,514,000 | 2,564,000 | 2,585,000 | 2,550,000 |
| Securities available for sale | 152,711,000 | 165,293,000 | 165,355,000 | 186,741,000 |
| Securities held to maturity | 22,239,000 | 25,664,000 | 29,326,000 | 29,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,342,000 | 294,409,000 | 302,473,000 | 340,878,000 |
| Interest-bearing deposits | 284,378,000 | 285,962,000 | 291,565,000 | 330,657,000 |
| Noninterest-bearing deposits | 6,964,000 | 8,447,000 | 10,908,000 | 10,221,000 |
| Equity capital | 30,371,000 | 31,094,000 | 32,071,000 | 32,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,880,000 | 5,951,000 | 8,977,000 | 12,098,000 |
| Interest expense | 760,000 | 1,459,000 | 2,098,000 | 2,721,000 |
| Net interest income | 2,120,000 | 4,492,000 | 6,879,000 | 9,377,000 |
| Noninterest income | 456,000 | 928,000 | 1,441,000 | 1,968,000 |
| Noninterest expense | 1,322,000 | 2,669,000 | 4,070,000 | 5,432,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 161,000 |
| Pretax income | 1,239,000 | 2,691,000 | 4,145,000 | 5,753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,239,000 | 2,691,000 | 4,145,000 | 5,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,054,000 | 28,557,000 | 29,061,000 | 29,539,000 |
| Total capital | 29,995,000 | 30,495,000 | 31,039,000 | 31,567,000 |
| Risk-weighted assets | 154,742,000 | 154,402,000 | 157,644,000 | 161,687,000 |