Call reports 2010
CONVERSE COUNTY BANK, THE — 2010
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 269,530,000 | 281,664,000 | 287,872,000 | 311,306,000 |
| Total loans | 121,889,000 | 125,649,000 | 122,620,000 | 124,673,000 |
| Allowance for loan losses | 2,304,000 | 2,346,000 | 2,500,000 | 2,500,000 |
| Securities available for sale | 100,356,000 | 109,191,000 | 118,274,000 | 143,695,000 |
| Securities held to maturity | 22,058,000 | 21,899,000 | 21,743,000 | 19,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,397,000 | 254,333,000 | 257,330,000 | 280,858,000 |
| Interest-bearing deposits | 236,869,000 | 248,029,000 | 250,265,000 | 273,377,000 |
| Noninterest-bearing deposits | 6,528,000 | 6,304,000 | 7,065,000 | 7,481,000 |
| Equity capital | 25,329,000 | 26,552,000 | 29,794,000 | 29,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,788,000 | 5,599,000 | 8,532,000 | 11,562,000 |
| Interest expense | 779,000 | 1,548,000 | 2,334,000 | 3,131,000 |
| Net interest income | 2,009,000 | 4,051,000 | 6,198,000 | 8,431,000 |
| Noninterest income | 454,000 | 891,000 | 1,743,000 | 2,050,000 |
| Noninterest expense | 1,219,000 | 2,457,000 | 3,829,000 | 5,173,000 |
| Provision for loan losses | 150,000 | 300,000 | 457,000 | 475,000 |
| Pretax income | 1,095,000 | 2,252,000 | 3,733,000 | 4,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,095,000 | 2,252,000 | 3,733,000 | 4,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,131,000 | 24,439,000 | 27,570,000 | 27,766,000 |
| Total capital | 25,863,000 | 26,238,000 | 29,359,000 | 29,635,000 |
| Risk-weighted assets | 137,953,000 | 143,333,000 | 142,435,000 | 148,855,000 |