Call reports 2009
CONVERSE COUNTY BANK, THE — 2009
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 265,086,000 | 255,146,000 | 259,388,000 | 273,533,000 |
| Total loans | 118,825,000 | 119,806,000 | 122,330,000 | 120,703,000 |
| Allowance for loan losses | 1,919,000 | 1,943,000 | 2,016,000 | 2,150,000 |
| Securities available for sale | 96,805,000 | 92,686,000 | 82,329,000 | 100,594,000 |
| Securities held to maturity | 21,454,000 | 21,614,000 | 21,837,000 | 22,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,580,000 | 230,683,000 | 234,794,000 | 248,644,000 |
| Interest-bearing deposits | 235,292,000 | 224,046,000 | 229,597,000 | 241,632,000 |
| Noninterest-bearing deposits | 6,288,000 | 6,637,000 | 5,197,000 | 7,012,000 |
| Equity capital | 22,708,000 | 23,412,000 | 23,740,000 | 24,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,358,000 | 6,344,000 | 9,193,000 | 12,028,000 |
| Interest expense | 1,011,000 | 1,932,000 | 2,767,000 | 3,593,000 |
| Net interest income | 2,347,000 | 4,412,000 | 6,426,000 | 8,435,000 |
| Noninterest income | 375,000 | 1,033,000 | 1,597,000 | 2,082,000 |
| Noninterest expense | 1,347,000 | 2,817,000 | 4,213,000 | 5,534,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 452,000 |
| Pretax income | 1,324,000 | 2,627,000 | 4,102,000 | 5,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,324,000 | 2,627,000 | 4,102,000 | 5,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,496,000 | 23,174,000 | 23,849,000 | 23,687,000 |
| Total capital | 24,179,000 | 24,837,000 | 25,521,000 | 25,404,000 |
| Risk-weighted assets | 134,373,000 | 132,721,000 | 133,445,000 | 136,918,000 |