Call reports 2008
CONVERSE COUNTY BANK, THE — 2008
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 250,563,000 | 252,488,000 | 259,675,000 | 265,336,000 |
| Total loans | 113,557,000 | 119,192,000 | 115,035,000 | 112,925,000 |
| Allowance for loan losses | 1,599,000 | 1,620,000 | 1,693,000 | 1,800,000 |
| Securities available for sale | 124,198,000 | 117,566,000 | 99,494,000 | 103,920,000 |
| Securities held to maturity | 0 | 0 | 20,977,000 | 21,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,309,000 | 229,975,000 | 237,064,000 | 243,419,000 |
| Interest-bearing deposits | 219,647,000 | 221,928,000 | 228,103,000 | 236,489,000 |
| Noninterest-bearing deposits | 7,662,000 | 8,047,000 | 8,961,000 | 6,930,000 |
| Equity capital | 22,543,000 | 21,719,000 | 21,750,000 | 21,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,907,000 | 7,696,000 | 11,414,000 | 14,900,000 |
| Interest expense | 1,578,000 | 2,956,000 | 4,249,000 | 5,495,000 |
| Net interest income | 2,329,000 | 4,740,000 | 7,165,000 | 9,405,000 |
| Noninterest income | 378,000 | 784,000 | 1,208,000 | 1,586,000 |
| Noninterest expense | 1,202,000 | 2,456,000 | 3,915,000 | 5,436,000 |
| Provision for loan losses | 38,000 | 75,000 | 150,000 | 334,000 |
| Pretax income | 1,494,000 | 3,515,000 | 4,830,000 | 5,743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,494,000 | 3,515,000 | 4,830,000 | 5,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,058,000 | 21,494,000 | 22,008,000 | 21,696,000 |
| Total capital | 22,657,000 | 23,114,000 | 23,701,000 | 23,184,000 |
| Risk-weighted assets | 131,627,000 | 136,532,000 | 138,665,000 | 118,725,000 |