Call reports 2007
CONVERSE COUNTY BANK, THE — 2007
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 220,663,000 | 219,418,000 | 237,665,000 | 243,418,000 |
| Total loans | 112,009,000 | 113,083,000 | 111,996,000 | 110,008,000 |
| Allowance for loan losses | 1,544,000 | 1,541,000 | 1,568,000 | 1,580,000 |
| Securities available for sale | 91,193,000 | 91,154,000 | 102,989,000 | 122,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,416,000 | 200,749,000 | 218,523,000 | 222,998,000 |
| Interest-bearing deposits | 194,955,000 | 194,327,000 | 209,146,000 | 216,101,000 |
| Noninterest-bearing deposits | 7,461,000 | 6,422,000 | 9,377,000 | 6,897,000 |
| Equity capital | 17,578,000 | 17,936,000 | 18,361,000 | 19,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,343,000 | 6,915,000 | 10,518,000 | 14,453,000 |
| Interest expense | 1,569,000 | 3,241,000 | 4,957,000 | 6,730,000 |
| Net interest income | 1,774,000 | 3,674,000 | 5,561,000 | 7,723,000 |
| Noninterest income | 340,000 | 674,000 | 1,029,000 | 1,412,000 |
| Noninterest expense | 1,021,000 | 2,001,000 | 3,123,000 | 4,366,000 |
| Provision for loan losses | 45,000 | 53,000 | 95,000 | 95,000 |
| Pretax income | 1,050,000 | 2,296,000 | 3,376,000 | 4,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,050,000 | 2,296,000 | 3,376,000 | 4,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,699,000 | 18,194,000 | 18,424,000 | 19,563,000 |
| Total capital | 19,243,000 | 19,735,000 | 19,992,000 | 21,143,000 |
| Risk-weighted assets | 125,589,000 | 125,993,000 | 128,701,000 | 127,126,000 |