Call reports 2006
CONVERSE COUNTY BANK, THE — 2006
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 192,010,000 | 197,609,000 | 205,020,000 | 214,318,000 |
| Total loans | 96,069,000 | 110,220,000 | 110,344,000 | 111,695,000 |
| Allowance for loan losses | 1,383,000 | 1,407,000 | 1,520,000 | 1,500,000 |
| Securities available for sale | 60,460,000 | 59,068,000 | 73,872,000 | 85,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,956,000 | 180,885,000 | 187,327,000 | 196,418,000 |
| Interest-bearing deposits | 158,620,000 | 163,586,000 | 180,784,000 | 177,285,000 |
| Noninterest-bearing deposits | 16,336,000 | 17,299,000 | 6,543,000 | 19,133,000 |
| Equity capital | 16,599,000 | 16,199,000 | 17,054,000 | 17,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,616,000 | 5,517,000 | 8,650,000 | 12,026,000 |
| Interest expense | 1,049,000 | 2,268,000 | 3,663,000 | 5,208,000 |
| Net interest income | 1,567,000 | 3,249,000 | 4,987,000 | 6,818,000 |
| Noninterest income | 314,000 | 653,000 | 998,000 | 1,339,000 |
| Noninterest expense | 918,000 | 1,805,000 | 2,790,000 | 3,765,000 |
| Provision for loan losses | 26,000 | 51,000 | 186,000 | 170,000 |
| Pretax income | 937,000 | 2,049,000 | 3,012,000 | 4,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 937,000 | 2,049,000 | 3,012,000 | 4,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,302,000 | 17,145,000 | 17,458,000 | 17,490,000 |
| Total capital | 18,683,000 | 18,552,000 | 18,978,000 | 18,990,000 |
| Risk-weighted assets | 110,450,000 | 122,108,000 | 124,167,000 | 127,053,000 |