Call reports 2005
CONVERSE COUNTY BANK, THE — 2005
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 179,487,000 | 178,334,000 | 182,882,000 | 190,222,000 |
| Total loans | 87,629,000 | 92,065,000 | 95,523,000 | 92,916,000 |
| Allowance for loan losses | 1,160,000 | 1,162,000 | 1,156,000 | 1,350,000 |
| Securities available for sale | 82,185,000 | 76,615,000 | 70,392,000 | 64,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,890,000 | 163,254,000 | 167,205,000 | 174,116,000 |
| Interest-bearing deposits | 151,407,000 | 147,262,000 | 151,563,000 | 158,267,000 |
| Noninterest-bearing deposits | 13,483,000 | 15,992,000 | 15,642,000 | 15,849,000 |
| Equity capital | 14,174,000 | 14,651,000 | 15,198,000 | 15,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,100,000 | 4,322,000 | 6,688,000 | 9,269,000 |
| Interest expense | 749,000 | 1,511,000 | 2,308,000 | 3,285,000 |
| Net interest income | 1,351,000 | 2,811,000 | 4,380,000 | 5,984,000 |
| Noninterest income | 273,000 | 585,000 | 931,000 | 1,271,000 |
| Noninterest expense | 826,000 | 1,666,000 | 2,552,000 | 3,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 223,000 |
| Pretax income | 798,000 | 1,744,000 | 2,774,000 | 3,608,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 798,000 | 1,744,000 | 2,774,000 | 3,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,529,000 | 14,905,000 | 15,732,000 | 16,366,000 |
| Total capital | 15,689,000 | 16,067,000 | 16,888,000 | 17,716,000 |
| Risk-weighted assets | 103,350,000 | 105,667,000 | 107,638,000 | 120,012,000 |