Call reports 2004
CONVERSE COUNTY BANK, THE — 2004
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 175,004,000 | 171,931,000 | 175,961,000 | 186,186,000 |
| Total loans | 81,407,000 | 84,124,000 | 84,239,000 | 86,038,000 |
| Allowance for loan losses | 1,168,000 | 1,255,000 | 1,208,000 | 1,200,000 |
| Securities available for sale | 78,166,000 | 78,569,000 | 81,865,000 | 85,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,706,000 | 158,452,000 | 162,149,000 | 172,127,000 |
| Interest-bearing deposits | 148,248,000 | 143,902,000 | 146,953,000 | 157,050,000 |
| Noninterest-bearing deposits | 12,458,000 | 14,550,000 | 15,196,000 | 15,077,000 |
| Equity capital | 13,941,000 | 13,051,000 | 13,396,000 | 13,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,756,000 | 5,643,000 | 7,596,000 |
| Interest expense | 656,000 | 1,315,000 | 1,985,000 | 2,720,000 |
| Net interest income | 1,226,000 | 2,441,000 | 3,658,000 | 4,876,000 |
| Noninterest income | 276,000 | 543,000 | 821,000 | 1,096,000 |
| Noninterest expense | 817,000 | 1,635,000 | 2,501,000 | 3,251,000 |
| Provision for loan losses | 23,000 | 115,000 | 130,000 | 130,000 |
| Pretax income | 665,000 | 1,245,000 | 1,864,000 | 2,607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 665,000 | 1,245,000 | 1,864,000 | 2,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,394,000 | 13,173,000 | 13,393,000 | 13,731,000 |
| Total capital | 14,562,000 | 14,422,000 | 14,601,000 | 14,931,000 |
| Risk-weighted assets | 98,617,000 | 99,915,000 | 101,002,000 | 103,310,000 |