Call reports 2003
CONVERSE COUNTY BANK, THE — 2003
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 156,879,000 | 163,824,000 | 162,585,000 | 163,853,000 |
| Total loans | 75,396,000 | 80,417,000 | 79,294,000 | 79,272,000 |
| Allowance for loan losses | 1,028,000 | 1,012,000 | 1,044,000 | 1,150,000 |
| Securities available for sale | 72,378,000 | 64,724,000 | 60,878,000 | 76,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,827,000 | 145,063,000 | 144,842,000 | 150,207,000 |
| Interest-bearing deposits | 127,869,000 | 131,746,000 | 131,921,000 | 136,452,000 |
| Noninterest-bearing deposits | 9,958,000 | 13,317,000 | 12,921,000 | 13,755,000 |
| Equity capital | 18,715,000 | 18,368,000 | 17,309,000 | 13,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,036,000 | 6,083,000 | 7,970,000 |
| Interest expense | 657,000 | 1,360,000 | 2,002,000 | 2,653,000 |
| Net interest income | 1,362,000 | 2,676,000 | 4,081,000 | 5,317,000 |
| Noninterest income | 266,000 | 506,000 | 762,000 | 1,015,000 |
| Noninterest expense | 732,000 | 1,526,000 | 2,291,000 | 3,037,000 |
| Provision for loan losses | 9,000 | 18,000 | 57,000 | 166,000 |
| Pretax income | 887,000 | 1,645,000 | 2,546,000 | 3,262,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 887,000 | 1,645,000 | 2,546,000 | 3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,034,000 | 16,606,000 | 16,766,000 | 12,754,000 |
| Total capital | 18,062,000 | 17,618,000 | 17,810,000 | 13,904,000 |
| Risk-weighted assets | 92,248,000 | 96,539,000 | 97,018,000 | 98,478,000 |