Call reports 2002
CONVERSE COUNTY BANK, THE — 2002
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 157,628,000 | 155,699,000 | 155,069,000 | 163,761,000 |
| Total loans | 57,328,000 | 65,472,000 | 69,130,000 | 71,484,000 |
| Allowance for loan losses | 802,000 | 839,000 | 882,000 | 1,050,000 |
| Securities available for sale | 89,974,000 | 81,165,000 | 73,143,000 | 82,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,734,000 | 138,218,000 | 137,482,000 | 145,157,000 |
| Interest-bearing deposits | 130,125,000 | 127,133,000 | 125,049,000 | 133,820,000 |
| Noninterest-bearing deposits | 10,609,000 | 11,085,000 | 12,433,000 | 11,337,000 |
| Equity capital | 16,557,000 | 17,159,000 | 17,293,000 | 18,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,234,000 | 6,269,000 | 8,310,000 |
| Interest expense | 843,000 | 1,592,000 | 2,315,000 | 3,111,000 |
| Net interest income | 1,272,000 | 2,642,000 | 3,954,000 | 5,199,000 |
| Noninterest income | 198,000 | 387,000 | 620,000 | 865,000 |
| Noninterest expense | 662,000 | 1,353,000 | 2,132,000 | 2,796,000 |
| Provision for loan losses | 9,000 | 54,000 | 99,000 | 306,000 |
| Pretax income | 821,000 | 1,646,000 | 2,368,000 | 2,987,000 |
| Income tax | -49,000 | -45,000 | -42,000 | -38,000 |
| Net income | 870,000 | 1,691,000 | 2,410,000 | 3,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,478,000 | 15,996,000 | 16,104,000 | 16,719,000 |
| Total capital | 17,280,000 | 16,835,000 | 16,986,000 | 17,769,000 |
| Risk-weighted assets | 80,849,000 | 86,327,000 | 88,629,000 | 91,384,000 |