Call reports 2001
CONVERSE COUNTY BANK, THE — 2001
What CONVERSE COUNTY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 125,920,000 | 141,628,000 | 150,014,000 | 153,261,000 |
| Total loans | 38,379,000 | 44,862,000 | 48,922,000 | 54,599,000 |
| Allowance for loan losses | 592,000 | 621,000 | 736,000 | 793,000 |
| Securities available for sale | 72,463,000 | 88,012,000 | 67,622,000 | 92,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,399,000 | 123,222,000 | 130,102,000 | 136,318,000 |
| Interest-bearing deposits | 98,610,000 | 113,053,000 | 119,011,000 | 122,038,000 |
| Noninterest-bearing deposits | 8,789,000 | 10,169,000 | 11,091,000 | 14,280,000 |
| Equity capital | 17,869,000 | 17,754,000 | 19,177,000 | 16,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,157,000 | 4,440,000 | 6,690,000 | 8,805,000 |
| Interest expense | 1,116,000 | 2,279,000 | 3,442,000 | 4,433,000 |
| Net interest income | 1,041,000 | 2,161,000 | 3,248,000 | 4,372,000 |
| Noninterest income | 174,000 | 333,000 | 509,000 | 703,000 |
| Noninterest expense | 596,000 | 1,173,000 | 1,833,000 | 2,544,000 |
| Provision for loan losses | 15,000 | 30,000 | 176,000 | 251,000 |
| Pretax income | 606,000 | 1,295,000 | 1,990,000 | 2,548,000 |
| Income tax | -13,000 | 4,000 | 4,000 | 1,000 |
| Net income | 619,000 | 1,291,000 | 1,986,000 | 2,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,387,000 | 17,447,000 | 17,736,000 | 15,608,000 |
| Total capital | 17,979,000 | 18,068,000 | 18,472,000 | 16,401,000 |
| Risk-weighted assets | 61,959,000 | 70,280,000 | 74,300,000 | 78,900,000 |