Call reports 2004
COMMERCE BANK — 2004
What COMMERCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 96,021,000 | 92,890,000 | 93,172,000 | 90,896,000 |
| Total loans | 57,523,000 | 61,173,000 | 62,540,000 | 63,107,000 |
| Allowance for loan losses | 598,000 | 595,000 | 594,000 | 591,000 |
| Securities available for sale | 28,623,000 | 25,951,000 | 24,833,000 | 23,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,917,000 | 70,493,000 | 72,784,000 | 73,698,000 |
| Interest-bearing deposits | 53,868,000 | 45,824,000 | 48,499,000 | 49,359,000 |
| Noninterest-bearing deposits | 28,049,000 | 24,669,000 | 24,285,000 | 24,339,000 |
| Equity capital | 8,826,000 | 8,444,000 | 8,577,000 | 8,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,516,000 | 3,807,000 | 5,126,000 |
| Interest expense | 85,000 | 182,000 | 310,000 | 452,000 |
| Net interest income | 1,152,000 | 2,334,000 | 3,497,000 | 4,674,000 |
| Noninterest income | 228,000 | 481,000 | 714,000 | 918,000 |
| Noninterest expense | 885,000 | 1,799,000 | 2,700,000 | 3,620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 495,000 | 1,016,000 | 1,511,000 | 1,972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 1,016,000 | 1,511,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,587,000 | 8,604,000 | 8,617,000 | 8,681,000 |
| Total capital | 9,185,000 | 9,199,000 | 9,211,000 | 9,272,000 |
| Risk-weighted assets | 62,832,000 | 64,677,000 | 65,897,000 | 65,593,000 |
Machine access — free, no API key
Every figure shown here about COMMERCE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.